Best Financing Rates
Obtain the Best Rates & Lowest Closing Costs
When you are ready to refinance a home to take advantage of it's equity, it makes sense to negotiate from the strongest position possible. In a strong real estate market, sellers can be more selective in the final buyer they choose to negotiate with. In such a crazed seller's market, it's not uncommon for a home seller to receive multiple offers on their property. With that said, there are certain things you can do to make certain that your offer is the one that gives the Seller the most confidence to go ahead.
The vast majority of Refinancers today go about the process entirely wrong, putting themselves at an overwhelming disadvantage!
Why then, do so many buyers wait to start the refinancing until after they have found the home? It's because financing rates are fluid, and the difference in products available is sometimes overwhelming. Getting the best rate is only as good as the terms of the mortgage being offered.
Even though most people will eventually be approved, having a Certificate of Financing Approval allows the Seller to accept your offer over other competing offers that still require financing approval.
Lastly, from a cost savings perspective...
As a prospective purchaser or investor, it makes all the more sense to start the financing early on so you can get a firm handle on your best interest rate and estimate of points and closing costs. If you do this before finding a home, you are not under any time constraints and are less likely to over pay like a buyer who has found a home and is under strict time constraints.
Should you decide that you wish to explore your refinancing options, simply complete the form on this page. The system will forward your information to a certified mortgage professional who can assist you in locating the absolute best mortgage rate and lowest closing costs possible.